I quit using Discover a long time ago. They were just unreasonable people.

 

Discover is the only card that denied me.I called and asked why. The women on the phone said "because you aren't married"
Shoulda told that witch to put it in writing and send it to me.

 

Visa, Mastercard, and American Express all announced last September that they would begin coding gun and ammo purchases. At that time Discover was the only company not announcing that. I've been using Discover for ammo and gun purchases since that time. Looks like all cash from now on.

I'm also no longer buying ammo in my home state of Illannoy as they are moving towards using the FOID card to track ammo talking about requiring background checks for ammo and banning online ammo sales. I'm stocking up in Missouri, Indiana, and Kentucky.

 

How can they discern gun/ammo purchases from large sporting goods stores like Scheels or Cabela's?

 

How they can discern gun/ammo purchases from large sporting goods stores like Scheels or Cabela's?

They can't. And that is what was originally discussed by the organizations that create the codes. But they continued to be pushed to do "something" to help stop gun violence. Truthfully there is absolutely no way this will help in even one case to stop something from happening.

 

People still have Discover cards? 🤔

 

Are UPS and Fed-X now requiring driver's license scans on ammo delivery's? Anybody know?

 

I buy online and have delivered to RI. Never been asked for ID, They just leave it on th front porch unless unless the vendor requested an adult signature.

Had some delivered 2 weeks ago, and expecting some next week. Bought a case not too long ago

 

Who cares. If you really cared about you electronic trail you would not be here.

 

Fact.

 

I want a credit card that will give me double cash back advantage points for purchases of guns and ammo

 

Yup, they all do it. Special code specific to guns/ammo/accessories. No different than having a code for dining out or buying an airline ticket.

I'm actually surprised it took them this long. Credit card companies love to categorize transactions for marketing data.

Not too worried about big brother on this one (yet). This is more of a banking industry thing.

Now how much of that info is shared with State/Fed government remains to be seen. It wouldn't take much for states to pass laws that say "Notify us of anyone who purchases more than 3 guns in a month" or some such.

But they could have done that anyway through other means if they wanted to. Heck in my state EVERYONE (local PD, State PD, Feds) knows when i buy a gun. So at least here, no difference at all. I can see in some places why it might be more concerning.

My guess is the code is not not very granular so not extremely useful. I can envision someone walking into Bass Pro shop buying a hunting vest and scope for his rifle and getting the same code as if he bought a shotgun.

 

Yup, they all do it. Special code specific to guns/ammo/accessories. No different than having a code for dining out or buying an airline ticket.

I'm actually surprised it took them this long. Credit card companies love to categorize transactions for marketing data.

Not too worried about big brother on this one (yet). This is more of a banking industry thing.

Now how much of that info is shared with State/Fed government remains to be seen. It wouldn't take much for states to pass laws that say "Notify us of anyone who purchases more than 3 guns in a month" or some such.

But they could have done that anyway through other means if they wanted to. Heck in my state EVERYONE (local PD, State PD, Feds) knows when i buy a gun. So at least here, no difference at all. I can see in some places why it might be more concerning.

My guess is the code is not not very granular so not extremely useful. I can envision someone walking into Bass Pro shop buying a hunting vest and scope for his rifle and getting the same code as if he bought a shotgun.

This is actually brand new and has been evolving over just the last 10 months or so. It is really part of the push by the extreme gun control groups to force something since they can't get the laws they want through. Some serious back room dealing had to go on as the organization that creates the codes changed from "no" we won't do that to "yes" we will make a code in just a couple months.
Now, sporting goods stores like Bass Pro or Sportsmans Warehouse will retain their "sporting goods" code. Only stand alone stores that only deal in firearms will get the special code. And this is just a retailer code. It will have no way to tell if you bought a $3000 safe at that store or 8 guns. So the usefulness of this is pretty much nothing. That is why there was initially no interest in making a special code. Honestly if I owned a gun store I would stock a couple kayaks and maybe a pair of snow skis and apply as a sporting goods retailer. Just to thumb my nose at this. I am not a conspiracy person and am very measured in what I choose to believe from all of the garbage floating but it has been shown that groups have taken to influencing the financial world to try and go after guns.
I will continue to use my credit cards until that institution says they won't process the transactions anymore. Then I will sever ties with them and go to the next one. We live in an electronic surveillance age and I know they got me 6 ways to Sunday. So I will just go about my business and vote and support the organizations that are fighting to keep my rights intact.

 

Very measured, P-Shooter.

 

Just use the Crown Prince of Nigeria for your transaction. I have a couple in the pipeline but things are moving slow. I think it must be the rainy season there.

 

I ordered some ammo from Underwood 10mm from Midway USA that arrived a few days ago delivered by UPS. I was home. No signature just a "It's heavy" remark from the driver.

 

Much ado about nothing...
Merchant services (the parts of banks that handle their credit card purchasing) and the card companies have been using standardized codes for store types for decades - they always add and subtract codes.

Fortunately, the info doesn't get more granular than the store name, store type, the card number (and your name), and the amount. In other words they can see the same thing you see on the credit card receipt. There's no way to tell if you bought a gun, a gun safe, camo, ammo or something else - at least not from what the card companies see.

If you've ever had a corporate credit card, this is how they limit your purchases - by limiting which types of stores they can buy from.

I've done data analytics work with one of the big banks, and they were always frustrated by the inability to tell what customers were actually buying for advertising purposes...

 

I only buy guns with cash

 

Cash is always best, my ffl is almost or as cheap as online with no limit on quantity.

That is the best option, however, most LGS/brick and mortar retailers charge significantly more for guns that the big online retailers. I have a couple small FFL's I use for transfers and I give them a chance, but they always tell me they can't get an item for what I can from the online vendors. Like the AP5 I bought from PSA. Not even close, like a $200 difference.

And there are also limited production items that only get sold through specific vendors, so an LGS is not even an option. They are not going to contact a place like Atlantic Firearms of Arms of America to buy something for the same price I can just so I can pay them cash. There's no incentive for them to do that, and I wouldn't either.

 

Cash is always best, my ffl is almost or as cheap as online with no limit on quantity.

 

I like this. My wife can't track my purchases.

 

Does anyone actually have a Discover card? I never have.

 

Maybe we all tend to worry about details that in the big picture are irrelevant. For those of us who are members of this or any other gun forum, the data collected by CC companies seems trivial since every one of us is already no doubt listed in numerous databases. Not sure exactly how the gatherers and marketers of our personal data get all of it, but they have their ways even from our participation in forums that certainly don't sell it. I'm sure there are ways that the data merchants skim off what they need from our communications between senders and receivers, especially for those of us who do not use a VPN. Just try sending a few emails back and forth with a friend about some product neither of you have ever had any interest in, and then observe how you'll mysteriously start to get advertisements for that item. The only way you can avoid having your personal data be public knowledge is to never, ever, do anything online. In today's world, that would take some serious dedication!

BTW, I've received gun accessories from online gun retailers and have never been asked for a signature, so this whole data-gathering thing on gun owners is, IMHO, is hit-and-miss and the least of our worries. We need to pay a lot more attention to all the political maneuverings going on every day, right now, many with little publicity until they start to gain traction. Like Oregon's M114, conceived by a consortium or religious groups. Our attention to that one has been effective . . . so far. It's far from settled, though.

 

the signature require is a hazmat thing. Has little to do with data collection.
Regardless I’ve never been asked for a signature for anything.

 

I would like to have everything that is sent to me adult signature required so the lazy drivers wouldn't just leave packages out in my driveway instead of bringing them to the door. I just don't see a problem if my credit card shows I made a couple of gun purchases this month. I had to fill out a very detailed form for each purchase, so the government knew far more already than some little credit card code would show them.

 

For UPS and Fedex, you can specify that all your packages go to a UPS store or a Fedex dropoff location, like Walgreen's.

 

Some of you guys have led a charmed life, or are blissfully unaware. The big bumbling government, that can’t get out of its own way, has tripped those jackboots on my head several times. Just because they didn’t go to bed, dreaming of you, doesn’t mean you won’t be part of whatever nightmare they can envision.

Oh, to be young and blissfully unaware.

 

Sad state of affairs when credit card companies are tracking our purchases for our intrusive Government.

 

As of today, Discover, Visa, and MasterCard say they are dropping the gun tracking codes! Not sure yet about Amex.